As the housing crisis continues to seep into the upper middle class, more fall-out and desperation will result. Prepare and arm yourself now with information. The best way to survive this fall out and protect yourself and your home is to follow the above suggestions.

I'd like to encourage you to start treating information like you would money. Money is an important commodity to have, but information is a close second. Why? Because you won't have the money for long if you don't have the right information to manage and protect it.

Yes, information will help you protect your money and your peace of mind. Con men and con-companies look for people who have the least amount of information to protect themselves and their money. Hopefully this message has helped you to be one less victim.

Before signing a contract with a company you haven't checked out, here's a caution. Make sure you have the time, money and patience to correct any problems that may result. For example, filing complaints, hiring attorneys, going to court, etc. Or you can do it right the first time.