Black Homeowner's Guide To Surviving A Desperate Housing Market
3. Take Time To Shop Around

Do you remember the classic Smokey Robinson song , where the Mother cautions her son on the best way to find the right girl. The best way to find the girl that won't disappoint him or break his heart. Her sage advice was to "Shop Around".

If you're a homeowner, that same advice will not only save you money in this desperate housing market, it could save your peace of mind.

As you shop around make sure you're not just comparing prices, you should also check out reputation. A good reputation always leaves clues. Take caution with mortgage companies, contractors or repairmen with fuzzy track records or little or no satisfied customers you can talk to. Listen to your gut, it can save you money, frustration and problems.